First full statement FREE — no page limit
Bank statement analyzer for India — free AI analysis
Free bank statement analyzer software: upload a PDF, Excel, or UPI wallet export (Google Pay, PhonePe) for AI statement analysis, FinHealth score, UPI/IMPS spend, recurring merchants, and a downloadable report PDF. Your first report is free — one complete statement even if the PDF is 20 or 30 pages (we charge per statement, not per page). Then ₹49 per new statement, or a monthly plan for 10 or 25 reports. Use a promo code at checkout when unlocking reports or subscribing.
First report
FREE
Pay per report
₹49
Subscribe
₹149 / ₹249
Report access
24 hours
How it works
Upload → Sign in → Score → Unlock. Pay per report or subscribe monthly.
Upload statement
Drop your bank PDF or Excel first. We auto-detect the bank and extract transactions.
Sign in
Google or email attaches that same file to your personal account — no second upload.
See your score
Get an instant FinHealth preview — score plus plain-English insights.
Unlock full report
First report is FREE — one full statement, even if the PDF is 20–30 pages. AI chat, deep analysis, and PDF download included.
Credit file
Documents in → scores side by side → underwriting
FinHealth (0–100) and CIBIL (300–900) stay separate. We do not merge them into one number.
Add CIBIL, ITR, GST, and salary on Financial documents. Lending teams review the same file on Applicant 360.
FinHealth score
See a 0–100 money health score, 5-factor breakdown, and month-to-month history before you pay anything.
UPI & payment mode
See spend by UPI, IMPS, NEFT, card, and cash — rails stay payment mode, not a food/shopping category.
AI chat
Ask about salary, EMI, Swiggy, or bounces in English or Hinglish. Answers cite real txn ids from your statement.
PDF report
Download a credit-style summary with recurring merchants, cashflow, and risk highlights you can share.
Why trust StatementIQ?
24-hour access
Reports auto-remove from your account
200+ Indian banks
HDFC, SBI, ICICI, Axis, and more
Built for India
INR, Indian dates, UPI & EMI patterns
Hinglish chat
Ask questions in English or Hinglish
Simple pricing — pay per report or subscribe
First full statement free — 20- or 30-page PDFs still count as one report, not per-page credits. Then pay per statement or subscribe monthly. Promo codes accepted at checkout.
See full personal and NBFC pricingFirst report
₹0
Full statement · no page cap
Pay per report
₹49
Per statement · 24-hour access
Starter
₹149
10 reports / month
Plus
₹249
25 reports / month
200+ Indian banks supported
Upload PDF or Excel from 200+ Indian banks — public, private, small-finance, payments, RRBs, and cooperatives — plus Google Pay, PhonePe, and Paytm wallet exports. We auto-detect the bank from IFSC or letterhead and extract transactions.
What customers say
Real feedback from individuals and lending teams using StatementIQ.
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Create a free personal account in under a minute. No card required for your first report.
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Bank statement analysis · Report PDF · View all services · Pricing · FAQ · Contact · Read customer reviews · StatementIQ — bank statement intelligence for India